Welcome to the Hugh Smith State Farm Insurance Agency!

Fall is here! 🍂 Time to check your home for maintenance and review your insurance coverage to protect against seasonal risks like storms and fire. Need help? I’m just a message away! #FallInsuranceTips #HomeSafety

As the leaves begin to change and the weather cools down, it's the perfect time to review your insurance coverage! Contact us today for a fall insurance check-up! 🍂🍁

🏡💨 October brings cooler weather and sometimes unexpected storms. Review your auto and home insurance policies to stay protected this fall. Have questions? Let’s chat! #FallPreparedness #InsuranceReview"

Since opening my office in 2014, I’ve had the privilege of serving my neighbors throughout the South Suburban and Chicagoland communities. With over a decade of experience and 13 years of being self-employed, I’ve built my business on integrity, putting my customers’ needs first, and delivering a high level of customer service every step of the way. You’ll find us conveniently located on the corner of Ridge and Torrence Ave in Lansing, where our friendly and professional team is ready to help.

Our team provides a wide range of insurance products backed by State Farm, including:

-Auto Insurance

-Homeowners Insurance

-Life Insurance Renters Insurance

-Condo Insurance

-Motorcycle Insurance

-Commercial Insurance

-Rental Dwelling Insurance

-Boaters and Personal Watercraft Insurance

-Pet Insurance

-Personal Article Policies

-Personal Premises Liability

I’m licensed in both Illinois and Indiana, allowing us to serve customers across a broad area, including Lansing, Chicago Heights, Calumet, Richton Park, Glenwood, Lynwood, Sauk Village, South Holland, Thornton, and Homewood, IL, as well as Munster, Highland, Griffith, and Hammond, IN. Our bilingual team can assist in English and Spanish, helping more families feel comfortable exploring their insurance options.

My background includes a BS in Mechanical Engineering from the Illinois Institute of Technology and an MBA in Finance from Saint Xavier University in Chicago. I’m also proud to be a member of the Lansing Chamber of Commerce, staying actively connected to the community I’ve called home since growing up in Harvey, IL.

Outside the office, I enjoy spending time with my children and grandchildren, walking, playing the trombone, watching football, and firing up the grill for BBQ. Family and community are at the heart of everything I do, and that carries into how I serve each customer who walks through our doors or calls our office.

At Hugh Smith State Farm, we look forward to welcoming you. Stop by our office in Lansing, give us a call, or connect with us to request a personalized quote—we’re here to help you explore your coverage options with confidence.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Hugh is here to help your Lansing household feel covered.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Hugh about your options in Lansing.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Hugh serves Lansing, IL and is happy to help with your insurance needs.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Hugh is proud to serve the Lansing community.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Serving Lansing and the surrounding area, Hugh can help answer your questions.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Have questions? Hugh in Lansing can walk you through your options.